top of page


Final Expense &

Life Insurance



Plans starting at $9 per month

Guaranteed Approval Up To Age 85

No Medical Exam Needed

Protect Your Family

Have Peace of Mind

Up To $100,000 In Coverage

Finding the lowest rates on life insurance, or final expense life insurance, has never been easier. In a matter of seconds, we can shop around all the top rated carriers to ensure you are receiving the best rates possible for your situation and the type of policy you are looking for.

Anyone who has lost a loved one, knows how difficult loss can be. The emotions can be overwhelming, but one quickly finds how hard of a time it can be financially as well. The cost of a funeral can add up quickly, and the last thing someone needs to worry about in such a difficult time is how they will be able to cover the funeral expenses. That is why planning ahead to find a policy that fits your needs and budget is so critical.

Burial Expenses
A tough topic to discuss. Final expenses are the expenses a person acquires at the time of death. This usually includes burial or cremation arrangements and medical expenses. The average burial runs around $8,000 - $12,000. This does not include funeral. Funerals, as morbid as they may sound, can be as expensive as a wedding. It is a gathering of loved ones and depending on where funeral services are held and how many people attend, the average funeral can run around $10,000 - $20,000. Medical expenses are another story and have no cap on how expensive they can turn out to be.

Peace of mind for Seniors
Burial insurance, or final expense insurance, is a basic life insurance policy that covers people their "whole life". It is an easy insurance to obtain and much simpler than complicated term or universal life policies. A burial insurance, or final expense insurance policy, gives your loved ones the opportunity to cover the expenses of a funeral with the flexibility to choose how to use the existing policy at the time of a loved ones death. Besides the peace of mind that a final expense insurance policy offers, it also offers never changing premiums, a policy that accumulates a cash value and permanent coverage making it a wise investment decision for your future. Whether your preference is to be buried or cremated, our program also allows members to pre-select their merchandise (casket, vault, monument, urn) and lock in wholesale pricing. Members then pre-plan their remaining final wishes of what they want to how they want everything to be handled leaving it to where all the family has to do is make one single phone call when that time comes and everything else will be taken care of.


FWA is a company based out of St. Louis, MO that specializes in low cost affordable final expense life insurance.

Since 2003, Final Wishes Advisors has served over 50,000 families across the country. 

Final Wishes Advisors

1430 Washington Ave Suite 101

St. Louis, MO 63103

(314) FWA-0267

bottom of page